verify flat/property documents in Maharashtra (India)

 a STEP-BY-STEP ONLINE GUIDE to verify flat/property documents in Maharashtra (India) — simple, practical & buyer-safe ✅

🥇 STEP 1: Verify Project on RERA (MOST IMPORTANT)

Website: https://maharera.mahaonline.gov.in

➡ Search by Project Name / Builder Name / RERA No
✔ Check:

  • Project status (Active / Completed)

  • Approved plans

  • Carpet area

  • Possession date

  • Litigations (if any)

📌 Authority: MahaRERA

❌ Red Flag: Project not found on RERA → STOP DEAL

🥈 STEP 2: Verify Sale Deed / Agreement (Registration Check)

Website: https://igrmaharashtra.gov.in

➡ Go to e-Search → Property Registration
✔ Enter:

  • District

  • Village

  • Year

  • Seller Name / Flat No

✔ Confirms:

  • Seller is real owner

  • Registration is genuine

  • Transaction history

📌 Authority: IGR Maharashtra

❌ Red Flag: Seller name mismatch

🥉 STEP 3: Check Encumbrance (Loan / Case / Mortgage)

Website: Same IGR portal

➡ Look for:

  • Bank charge

  • Mortgage entry

  • Court attachment

✔ If loan exists → ask for Bank NOC

🏗 STEP 4: Verify Building Approvals & OC

Website: Local municipal corporation portal
(eg. BMC / TMC / KDMC / PMC)

➡ Search:

  • Building proposal number

  • Occupancy Certificate (OC)

  • Completion Certificate (CC)

❌ Red Flag: No OC → Loan & resale risk

🏢 STEP 5: Society Verification

✔ Ask society for:

  • Share Certificate

  • Society Registration Certificate

  • Maintenance dues letter

  • NOC for transfer

✔ Cross-check flat number & seller name

💰 STEP 6: Property Tax Verification

Website: Municipal tax portal

✔ Check:

  • Owner name

  • Flat number

  • Pending dues

❌ Outstanding tax → Seller must clear

👤 STEP 7: Seller Identity Cross-Check

✔ Match:

  • Aadhaar / PAN

  • Sale deed name

  • Society records

❌ Any mismatch = STOP

⚠️ FINAL BUYER SAFETY RULE

❌ Do NOT pay token / advance
✔ Until RERA + Sale Deed + EC + OC + Society papers are verified

✅ Want More Help?

I can give you:

  • 📄 1-Page PDF Checklist

  • 🧑‍⚖️ Lawyer verification format

  • 🏦 Bank-approved property checklist

  • 🚩 Top 10 fraud red flags

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